Non-Resident Mortgage

Invest in UAE Property from Anywhere in the World

Finkey Services proudly offers specialized mortgage solutions for Non-UAE Residents, designed to cater to the unique needs of individuals from around the world looking to invest in property in the UAE.

As a trusted mortgage consultancy firm with extensive experience in the UAE market, we understand the challenges that non-residents face when securing financing for their dream homes. Our dedicated team of mortgage consultants is committed to providing tailored solutions that empower non-UAE residents to navigate the mortgage process seamlessly.

Our Mortgage service for Non-UAE Residents encompasses a wide range of financing options and support services to simplify the homebuying journey. Whether you're an expatriate, an international investor, or a non-resident looking to purchase property in the UAE, we offer personalized guidance and assistance every step of the way.

Why Choose Our Non-Resident Mortgage Services?

Global Expertise

Specialized knowledge in handling international clients and understanding cross-border financial requirements.

Property Selection

Guidance on approved properties and developments for non-resident investors in the UAE.

Documentation Support

Comprehensive assistance with the specific documentation required for non-resident mortgage applications.

Currency Solutions

Expert advice on currency exchange and international fund transfers for your property purchase.

Our Non-Resident Mortgage Process

Initial Consultation

We assess your financial situation and property goals to determine the best mortgage options.

Document Preparation

We guide you through the specific documentation required for non-resident applications.

Bank Submissions

We submit your application to multiple banks to secure the best terms and rates.

Property Valuation

We coordinate the property valuation process with approved valuation companies.

Offer & Acceptance

We help you review and accept the best mortgage offer for your situation.

Property Transfer

We assist with the final property transfer and registration process.

Contact Our Experts Mortgage Calculator

Frequently Asked Questions

Yes, non-residents can obtain mortgages in the UAE. Many banks offer mortgage products specifically designed for international investors, typically requiring a minimum down payment of 20-50% depending on the property value and the borrower's financial profile.

Typically required documents include passport copies, proof of income (salary certificates, bank statements), CV/resume, existing property documents (if any), and proof of address. Specific requirements may vary between banks.

Loan amounts for non-residents typically range from AED 500,000 to AED 20 million, depending on the property value, your income, and the specific bank's policies. Most banks will finance between 50% to 75% of the property value for non-residents.

The mortgage approval process for non-residents typically takes between 2-4 weeks, depending on the completeness of your documentation and the bank's processing times. We work to expedite this process as much as possible.

Yes, non-residents can rent out their UAE properties. Many investors purchase properties specifically for rental income. We can guide you through the process and connect you with reputable property management companies.