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Mainland Bank Account in the UAE

Your gateway to seamless local and international business banking in the UAE

Mainland Banking

Essential Banking for UAE Mainland Businesses

Opening a Mainland Bank Account in the UAE is a strategic move for businesses operating onshore. It provides a gateway to both local and international financial systems, ensuring smooth, secure, and efficient transactions essential for business growth and credibility.

Designed specifically for mainland companies, this account offers comprehensive banking solutions that support your business operations within the UAE and beyond, with full access to the local market and financial ecosystem.

Local Market Access

Full access to UAE mainland market

International Transactions

Seamless global banking

Multi-Currency Options

Manage multiple currencies

Regulatory Compliance

Fully compliant with UAE laws

Advantages

Key Benefits of a Mainland Bank Account in the UAE

Comprehensive banking solutions designed for mainland businesses

Seamless Access to the Local Market

Operate confidently within the UAE's dynamic and business-friendly environment. A mainland account is essential for engaging with local clients, suppliers, and government entities.

Comprehensive Banking Services

Enjoy a full suite of banking facilities, including online banking, trade finance, credit facilities, and more—tailored to meet your business needs.

Global Reach and Accessibility

Send and receive payments worldwide with ease. Mainland accounts support international wire transfers and offer high global banking standards.

Attractive Tax Environment

Benefit from the UAE's favorable tax policies, including no corporate or income tax in most cases, enhancing your profitability.

Simplified Financial Transactions

Conduct daily operations with minimal friction. Fast transfers, efficient payment processing, and user-friendly platforms simplify business banking.

Multi-Currency Account Options

Hold and manage multiple currencies in one place, reducing exchange rate risks and making international trade more efficient.

Our Partners

Leading UAE Banks for Mainland Accounts

We work with the most reputable banks in the UAE for mainland business accounts

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Emirates NBD

Comprehensive mainland banking solutions

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Mashreq Bank

Innovative digital banking for mainland businesses

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RAKBANK

Tailored services for mainland companies

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ADCB

Reliable banking for growing mainland businesses

How It Works

Open Your Mainland Account in 4 Simple Steps

Our streamlined process for mainland business banking

1

Business Verification

We verify your mainland company registration and trade license with DED.

2

Bank Selection

We match your business with the ideal mainland banking partner.

3

Document Preparation

We prepare and submit all required documents to the bank.

4

Account Activation

Your mainland bank account is activated and ready for use.

Required Documents
Requirements

Documents Needed for Mainland Account Opening

Company Documents

  • DED trade license (original and copy)
  • Company registration certificate
  • Memorandum of Association
  • Board resolution for account opening
  • Shareholder register

Shareholder/Director Documents

  • Passport copies (certified)
  • UAE visa copy (if applicable)
  • Emirates ID (front and back)
  • Proof of address (utility bill or bank statement)
  • Bank reference letter (for corporate accounts)

Additional documents may be required depending on your business activity and chosen bank.

Questions

Frequently Asked Questions

Find answers to common questions about mainland bank accounts

What is the difference between a mainland and freezone bank account?

Mainland bank accounts are for companies registered with the Department of Economic Development (DED) that operate within the UAE local market. Freezone accounts are for companies registered in UAE free zones that typically focus on international business. Mainland accounts offer full access to the UAE market, while freezone accounts may have some restrictions on local transactions.

How long does it take to open a mainland bank account?

The account opening process typically takes 5-10 business days after submitting all required documents. The exact timeline depends on the bank's internal processes and whether all documentation is complete and accurate.

Can foreign-owned mainland companies open bank accounts in the UAE?

Yes, foreign-owned mainland companies can open bank accounts in the UAE, provided they have completed all registration requirements with the DED and can provide the necessary documentation. Some banks may have additional requirements for foreign-owned businesses.

What are the minimum balance requirements?

Minimum balance requirements vary by bank and account type, typically ranging from AED 10,000 to AED 50,000 for corporate accounts. Some banks offer accounts with lower minimum balances for startups or small businesses.

Can I open an account remotely or do I need to be physically present?

Most UAE banks require at least one authorized signatory to be physically present for account opening. However, some banks may offer remote opening options for select cases, especially for existing customers or through introducer programs.

Ready to establish your mainland banking presence in the UAE?

Our experts will guide you through the entire process for a seamless account opening experience.